Hospitality reads your policy document and explains what it appears to say. It does not diagnose, does not recommend treatment, and cannot approve or reject a claim. Every coverage statement here links to the lines it came from, so you can check it yourself — but the final decision rests with your insurer and the hospital, and you should confirm anything that affects money with them directly before you act on it.
Extracting the clauses that decide what you pay, then checking every quote back against the document itself.